RegSol
The Central Solvency Register for bankruptcy and judicial reorganisation. Courts, trustees, debtors and creditors create the key documents of an insolvency file online. They store, sign and exchange them in one authentic source. The Belgian bars manage this source.
What is the Central Solvency Register?
The Central Solvency Register (RegSol) is the digital platform for insolvency files. Courts (judges, judge-commissioners, delegated judges and registrars), the Public Prosecutor’s Office, trustees, debtors and creditors can create, store, sign and exchange the most important documents of an insolvency file online.
RegSol is managed by the community bars of Belgium: the Orde van Vlaamse Balies (OVB) and the Ordre des Barreaux francophones et germanophone (OBFG). By using the register, you accept its terms of use. You find them under “terms of use” at the bottom right of the RegSol homepage.
The register is an authentic data source. It:
- digitises the paper insolvency files kept at the enterprise courts;
- digitises bankruptcy declarations, requests for judicial reorganisation and declarations of claim; amicable settlements concluded outside a judicial reorganisation can be uploaded too;
- supports communication between all parties in the insolvency file;
- provides the statutory right of inspection to everyone involved.
Public and private: who does what in RegSol
RegSol Public
- Debtors or their lawyers file a bankruptcy declaration or a request for judicial reorganisation
- Creditors file and follow up their claims
- Every party involved can request access to an insolvency file
- Amicable settlements outside a judicial reorganisation can be uploaded
RegSol Private
- Where the files are managed
- Judges, judge-commissioners, delegated judges, registrars and trustees carry out their work
- Strong authentication required; see the instructions in the manuals
The legal framework
Bankruptcy Act of 1 December 2016 and Book XX “Insolvency of Enterprises” (Act of 11 August 2017).
The Act of 1 December 2016 amended Belgian bankruptcy legislation: from then on, bankruptcy files are handled electronically through RegSol. The Act of 11 August 2017 introduced Book XX into the Code of Economic Law (CEL) and, from 1 May 2018, extended the register with:
- the digital filing of a bankruptcy petition and the full procedural handling of the bankruptcy;
- the digital filing of an amicable settlement concluded between parties, outside the court and any procedure;
- the digital request for a judicial reorganisation (amicable agreement, collective agreement or transfer) and its full procedural handling.
Legal texts: Bankruptcy Act (PDF) and Book XX (PDF). Privacy policy: www.regsol.be/Home/Privacy.
Getting started in RegSol
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Log in
Lawyers, creditors and debtors log in on RegSol Public with eID or itsme®. RegSol Private requires strong authentication; see the manual.
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Activate your lawyer signature
Documents in RegSol are signed with the electronic lawyer signature via itsme®. Activate it once at handtekening.dp-a.be.
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File or follow a case
File a bankruptcy declaration or claim, request access to a file, or manage your files as a trustee or magistrate.
Frequently asked questions
Short answers to the questions we are asked most about RegSol.
Who has to use RegSol?
Since the Act of 1 December 2016, bankruptcy files are handled electronically through RegSol. Debtors and their lawyers, creditors, trustees and the courts all work in the register.
What is the difference between RegSol Public and RegSol Private?
RegSol Public is where debtors, their lawyers and creditors file declarations, claims and access requests. RegSol Private is where judges, registrars and trustees manage the files.
How do I sign documents in RegSol?
Lawyers sign with the electronic lawyer signature via itsme®, after a one-time activation. Other users sign with eID or itsme®.
Can I consult an insolvency file as an interested party?
Yes. Every party with a statutory right of inspection can request access to the file through RegSol Public.
Who manages RegSol?
The community bars of Belgium, the Orde van Vlaamse Balies (OVB) and the Ordre des Barreaux francophones et germanophone (OBFG), with input from user groups and steering committees.
What is CSAM, and what is the difference between strong and weak authentication?
CSAM is the Belgian government’s central access gateway. Logging in to RegSol via CSAM (e-ID or itsme®) counts as strong authentication; logging in without it counts as weak authentication. Lawyers who log in with their lawyer’s card are also considered strongly authenticated. Certain actions in RegSol require strong authentication.
Do I have to file my claim digitally?
In most cases, yes. Belgian legal persons and Belgian public authorities are required to file digitally via regsol.be. Belgian individuals may file digitally via regsol.be or in writing with the trustee. Foreign creditors represented by a professional agent (lawyer, accountant, etc.) must file digitally; foreign creditors without such representation may choose either method.
Yves and his team develop RegSol together with the courts, trustees and the bars.
